Make It Make Cents Inc - Make It Make Cents Inc

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We Create Change

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Empowerment

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Small efforts - make big change * Build financial confidence, Builds stability *

OUR MISSION

Empowering and Educating Lives

Make It Make Cents Inc. is 501(c)(3) non-profit that empowers individuals, families, and communities through culturally resonant, accessible, and strategic financial literacy education.

As registered financial advisors, we bring professional expertise, integrity, and real-world guidance to every workshop, program, and partnership. Our mission is to close knowledge gaps, build financial confidence, and equip people with the tools to create stability, growth, and generational wealth.

We believe financial education is a form of community power — and we exist to make it clear, make it practical, and make it make cents.

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The Facts

of Americans can answer basic financial literacy questions correctly

34 %

of adults carry credit card balances month-to-month

45 %

of individuals have no retirement savings at all

40 %

of adults are unable to handle a $1,000 emergency without borrowing.

57 %

What We Do

Education

Financial literacy is the key to breaking the cycle of economic hardship. Through our Operation Cents initiative, we equip students and families with the knowledge, tools, and hands‑on experiences they need to understand money, build stability, and unlock lifelong financial opportunity.

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Partnership

We also work with schools, nonprofits, and community organizations to deliver financial education in classroom and community settings.

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Donate

Your support fuels financial empowerment across our communities. Every contribution help expands access to licensed‑advisor‑led workshops, providing resources for students and families, and sustaining the tools, training, and interactive learning experiences.

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Volunteer

Volunteering is more than giving your time — it’s giving your heart. Whether you’re helping a child read, packing school kits, or assisting with events, your effort fuels real, lasting change.

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Our Programs and Initiatives

Our core beliefs

Our organization believes that by working together, we can empower more students and families with the financial skills that change lives.

Make it Make Cents Inc - Financial Literacy

Compassion in Action

We believe financial knowledge is a powerful tool that can break barriers and transform lives. By turning empathy into practical financial education, we help students and families navigate challenges, build stability, and find hope through informed, confident money decisions.

Empowering Communities

Our mission is rooted in the empowerment of communities.

We work towards creating opportunities for education, health, and sustainable livelihoods, recognizing that empowered communities are the architects of their own progress.

Equality and Inclusion

We champion the principles of equality and inclusion.

Our mission is to dismantle barriers and create a world where every individual, regardless of background or circumstance, has access to the resources and opportunities necessary for a dignified life.

Trusted partners

We Don’t Work Alone. You Make This Possible.

Every donation, every volunteer hour, every share — it adds up to real change.

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Investment advisor representative of Cetera Investment Advisers LLC. Securities offered through Cetera Wealth Services, LLC. member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. 3235 Satellite Boulevard Building 400, Suite 300. Duluth, GA 30096. 470.870.1200

All investing involves risk, including possible loss of principle. There is no assurance that any investment strategy will be successful. Rebalancing my be a taxable event. Before you take any specific action be sure to consult with your tax professional. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services LLC nor any of its representatives may give legal or tax advice

This site is published for residents of the United States only. Registered Representatives of Cetera Wealth Services, LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Wealth Services, LLC site at https://cetera.com/cetera-wealth-services/disclosures.

Important Disclosures and Form CRS | Business Continuity | Online Privacy Policy

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Check the background of this firm on FINRA’s BrokerCheck.

Useful links

Donate now

Empowering and Educating Lives

The Facts

What We Do

Our Programs and Initiatives

Community Workshops

Operation Cents

Make It Make Cents In School Workshop

Make It Make Cents Podcast

Our core beliefs

Compassion in Action

Empowering Communities

Equality and Inclusion

Trusted partners

We Don’t Work Alone. You Make This Possible.